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Philanthropy & Legacy Planning

Foundations We Help Build & Support

A private foundation is more than a tax strategy — it's a living document of a family's values. We are honored to support the families and foundations below, and to help new families create lasting charitable missions of their own.

Legacy Spotlight

Foundations We Are Proud to Support

These families trusted us to help structure their legacy. The results speak for themselves.

501(c)(3) Private Foundation
The David & Kathryn McCartney Foundation
Honoring a Life by Empowering a Community
Established in honor of Dr. Brian D. McCartney
Serving the Deaf, Hard-of-Hearing & Special Needs Communities
Structured & administered by Shober & Rock, P.C.

The Mission

Established in honor of the late Dr. Brian D. McCartney, this 501(c)(3) private foundation serves as a beacon for the Deaf, Hard-of-Hearing, and special needs communities throughout the region. The foundation reflects the family's belief that a life lived in service deserves to be perpetuated — not merely remembered.

Foundation Mission

To ensure that a legacy of compassion is translated into tangible support — from ASL mentorship to job placement services — for individuals who too often go without.

The McCartney Foundation partners with organizations uniquely equipped to deliver that mission on the ground:

Marist Brothers Deaf Camp Deaf Hearing Communication Centre (DHCC) ASL Mentorship Programs Vocational & Job Placement Services

Through these partnerships, the foundation ensures that Dr. McCartney's compassion is not simply a tribute — it is a permanent engine of change for communities that need it most.

Why a Private Foundation? The Tax & Legacy Advantages

When we work with families to establish a private foundation, the goal is often twofold: perpetuating family values and optimizing the tax landscape. Here is what the McCartney Foundation strategy illustrates.

1.39%
The Investment Advantage

Unlike individuals, a private foundation pays a flat 1.39% excise tax on net investment income — not ordinary income tax rates. This allows the principal to compound far more efficiently, leaving significantly more capital available for charitable grants over time.

Up to 40%
Estate Tax Elimination

Assets transferred into the foundation are removed from the taxable estate. For families subject to federal estate taxes, this can preserve up to 40 cents of every dollar — directing that wealth toward a chosen mission rather than to the IRS.

5% Rule
Controlled, Permanent Giving

To maintain its tax-exempt status, a private foundation distributes approximately 5% of its average investment assets annually. This creates a reliable, perpetual stream of support for beneficiaries — deaf summer camps, educational programs, and more — year after year, in perpetuity.

"

A private foundation isn't just a tax shelter — it's a living document. The McCartney Foundation is a perfect example of how strategic legal structuring can ensure a family's name is synonymous with service for generations to come.

— Leonard L. Shober, J.D., LL.M. · Founding Attorney, Shober & Rock, P.C.
Our Role

How We Help Families Build Their Foundation

From structuring the initial 501(c)(3) to ongoing compliance, we guide families through every stage of private foundation planning.

Foundation Formation & 501(c)(3) Filing

We draft the foundation's articles of incorporation, bylaws, and conflict-of-interest policies, then prepare and file the IRS Form 1023 application for tax-exempt status — the most complex step in the process.

Estate & Gift Tax Integration

We coordinate your foundation strategy with your broader estate plan — ensuring assets transfer in the most tax-efficient manner and that your overall estate tax exposure is minimized at every step.

Ongoing Compliance & Administration

Private foundations face strict self-dealing rules, minimum distribution requirements, and annual Form 990-PF filing obligations. We keep your foundation in good standing and your family board informed.

Grant-Making Strategy & Documentation

We help families design a grant-making policy that reflects their values and satisfies IRS requirements — including expenditure responsibility procedures for grants to non-public charities and international organizations.

Your Foundation

Is a Private Foundation Right for Your Family?

Private foundations are not only for dynastic wealth. Many families with estates of $1 million or more find that a foundation is the most meaningful and tax-efficient way to give — particularly when they want to maintain family control over charitable decisions across generations.

Common motivations include: honoring a family member who has passed, establishing a permanent scholarship fund, supporting a cause that defined a career, or giving children and grandchildren a shared philanthropic mission.

We work with families at every stage — from initial feasibility analysis through decades of ongoing administration. If you have ever wondered whether a foundation belongs in your estate plan, the conversation starts with a free consultation.

Thinking about establishing a foundation?

Schedule a free consultation. We'll walk you through the structure, the tax implications, and whether a private foundation — or a donor-advised fund — is the better fit for your family's goals.

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